How does PayCheq assess my credit worthiness and how long does this take?

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Each consumer wishing to borrow on the PayCheq portal will need to go through a rigorous verification and credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is automated and happens within minutes. Hence, you can get an approval shortly after you submit your application.