Self Employed Eligibility

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  • Age: 28 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years
  • Minimum Turnover: Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials
  • Minimum Profit After Tax: Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials
  • Business Stability: In current business for at least 5 years and minimum of 3 years for doctors
  • Existing relationship Bank: Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required